Got credit card woes? Clueless on how to properly use a credit card? Let Armand Q. Bengco, Executive Director of the Colayco Foundation show you the basic ropes about credit cards. Here’s the Credit Card episode from Seminar School Plus!
Catch Seminar School Plus on RHTV (Skycable Channel 67, Dream Digital Satellite TV Channel 10), every Saturday from 1:00 pm to 2:00 pm!
by: Francisco J. Colayco
“Excessive expenses, too many loans, less savings- these are just some of the common problems people have that cause financial stress. Right now, you may have one was well. If left unresolved, you may find yourself struggling for life inside the financial ICU one day! Every day, many people find it difficult to deal with their financial stress. The main problem is that they do not have the proper mindset on how to deal with such situations. Thus, they end up worse than before.”
Want to know the right mindset on dealing with financial stress? Click here to find out!
by: Art Ladaga
Mr. Colayco continues to write for various publications. Here is one of his articles found in Wedding Belle magazine, published in May 2009. It might have been published four years before, but the message remains TIMELESS!
*First appeared in Wedding Belle Magazine, May 2009, Issue 3, pp. 230-231
Art Ladaga is the current Programs Development Officer of the Colayco Foundation for Education
The Philippines recently got its second investment grade, this time from Standard and Poor. What’s the big deal about the investment grade anyway? Why are many people so concerned about it? What does it mean for the ordinary investor like you?
Here’s an infographic to help you learn more about the investment grade!
by Francisco J. Colayco
Do you recognize any of these people?
These people are only a few of the RICHEST PEOPLE in the world!
Here’s a brief glance about them:
Now, did this particular situation ever crossed your mind?
Do you want to be a part of them?
Want to know the secrets to be part of the Rich List?
Click the picture to find out!
by: Art Ladaga
The Philippines continues its economic surge. Sadly, there are still Filipinos who rely on “pure luck” in to be wealthy (ex. playing the lotto). Thus, they fail to take advantage of the opportunity that lies before them.
Here’s an infographic we shared with our partner, Lenddo, about the realities of playing a Lotto Game and the ACTUAL COST SOME FILIPINOS THROWING AWAY if they still continue to do it.
Want to learn more? Do you want a hassle-free borrowing experience? Visit Lenddo now by clicking here!
Art Ladaga is the current Programs Officer of the Colayco Foundation for Education
by: Francisco J. Colayco
I would like to share this video of Pisobilities featured at GNN Network. Armand Q. Bengco, the Colayco Foundation’s Executive Director, hosted the program while I was the special guest for this episode. Did you know that this was our first ever episode in GNN? The show started at August 13, 2010. It’s almost 3 years old and it’s still going strong!
Make sure to catch Pisobilities at the Business Portal at GNN, every Tuesday from 11:00 am to 1:00 pm. Replays are available every Wednesday at 1:00 am and Saturday at 10:00 am.
Want to know the big deal about the number 24? Let Mr. Armand Bengco and Art Ladaga show you what it’s all about!
Armand Q. Bengco is the Executive Director of Colayco Foundation for Education.
Art Ladaga is the Programs Officer of Colayco Foundation for Education.
by: Francisco Colayco
My wife, Mary Ann, was asked the following question:
Dear Mrs. Colayco
Is there any other government institution where I can borrow money for tuition fee/s of my dependent/s?
I am still paying for both my SSS and Pag-Ibig loans.
I don’t have a credit card. Please help me.
Thank you.
Thank you.
—Amy
Here’s her response:
Right now, the SSS and Pag-ibig loans that you borrowed are still outstanding. You have to keep paying those loans because SSS and Pag-ibig are very good sources of credit and you want to keep your credit reputation good.
It is good that you do not have a credit card because you will just end up having a credit card debt that has the highest interest rate among the formal debts available. Do not be tempted to get any credit card that is being offered to you. You may have temporary cash available because of the card but that is only for one month or even less. Then, you will have a lot of tears over many years of credit card problem.
Want to know more of her response? Visit Herword.com now!