Tag Archives: Cash loans philippines

Live Rich- Back to Basics

by: Art Ladaga

Mr. Colayco continues to write for various publications. Here is one of his articles found in Wedding Belle magazine, published in May 2009. It might have been published four years before, but the message remains TIMELESS!

*First appeared in Wedding Belle Magazine, May 2009, Issue 3, pp. 230-231

Art Ladaga is the current Programs Development Officer of the Colayco Foundation for Education

What’s Holding You Back?

Level Up: Knowing More About the Investment Grade

The Philippines recently got its second investment grade, this time from Standard and Poor. What’s the big deal about the investment grade anyway? Why are  many people so concerned about it? What does it mean for the ordinary investor like you?

Here’s an infographic to help you learn more about the investment grade!

Be Part of the Rich List

by Francisco J. Colayco

Do you recognize any of these people?

 

These people are only a few of the RICHEST PEOPLE in the world!

 

Here’s a brief glance about them:

  • Carlos Slim Helu (upper left)- the CURRENT RICHEST MAN IN THE WORLD
  • Bill Gates (upper center)- Founder of Microsoft
  • Warren Buffet (upper right)- Chairman and CEO of Berkshire Hathaway and considered to be THE WORLD’S GREATEST INVESTOR
  • Henry Sy (lower left)- the founder of SM and the current RICHEST MAN IN THE PHILIPPINES
  • John Gokongwei Jr. (lower right)- Chairman of JG Summit Holdings

 

 

 

Now, did this particular situation ever crossed your mind?

Do you want to be a part of them?

Want to know the secrets to be part of the Rich List?

Click the picture to find out!

 

Lotto Facts

by: Art Ladaga

The Philippines continues its economic surge. Sadly, there are still Filipinos who rely on “pure luck” in to be wealthy (ex. playing the lotto). Thus, they fail to take advantage of the opportunity that lies before them.

Here’s an infographic we shared with our partner, Lenddo, about the realities of playing a Lotto Game and the ACTUAL COST SOME FILIPINOS THROWING AWAY if they still continue to do it.

Want to learn more? Do you want a hassle-free borrowing experience? Visit Lenddo now by clicking here!

Art Ladaga is the current Programs Officer of the Colayco Foundation for Education

Pisobilities at the Business Portal (GNN)- The First Episode!

by: Francisco J. Colayco

I would like to share this video of Pisobilities featured at GNN Network.  Armand Q. Bengco, the Colayco Foundation’s Executive Director, hosted the program while I was the special guest for this episode. Did you know that this was our first ever episode in GNN? The show started at August 13, 2010. It’s almost 3 years old and it’s still going strong!

Make sure to catch Pisobilities at the Business Portal at GNN, every Tuesday from 11:00 am to 1:00 pm. Replays are available every Wednesday at 1:00 am and Saturday at 10:00 am.

August 13, 2010 – Pisobilities at GNN – Episode 1

Playing With Numbers: Playing with 24

Want to know the big deal about the number 24? Let Mr. Armand Bengco and Art Ladaga show you what it’s all about!

Armand Q. Bengco is the Executive Director of Colayco Foundation for Education.

Art Ladaga is the Programs Officer of Colayco Foundation for Education.

Borrowing for College Tuition?

by: Francisco Colayco

My wife, Mary Ann, was asked the following question:

Dear Mrs. Colayco

Is there any other government institution where I can borrow money for tuition fee/s of my dependent/s?

I am still paying for both my SSS and Pag-Ibig loans.

I don’t have a credit card. Please help me.

Thank you.

Thank you.

—Amy

Here’s her response:

Right now, the SSS and Pag-ibig loans that you borrowed are still outstanding. You have to keep paying those loans because SSS and Pag-ibig are very good sources of credit and you want to keep your credit reputation good.

It is good that you do not have a credit card because you will just end up having a credit card debt that has the highest interest rate among the formal debts available. Do not be tempted to get any credit card that is being offered to you. You may have temporary cash available because of the card but that is only for one month or even less. Then, you will have a lot of tears over many years of credit card problem.

Want to know more of her response? Visit Herword.com now!

Playing with Numbers

Most people are afraid of numbers. Whenever they see one, they cannot help but be dumbfounded.

On the contrary, NUMBERS CAN BE FUN! In fact, YOU CAN EVEN PLAY WITH THEM.

Let Colayco Foundation’s Armand Bengco and Art Ladaga SHOW YOU HOW!

Armand Q. Bengco is the Executive Director of Colayco Foundation for Education.

Art Ladaga is the Programs Officer of Colayco Foundation for Education.

The Why of Working for Money

I chanced upon this short story being shared and liked on-line…
Money is important, our work is important…but we must never forget the WHY of why we work hard for money.
SON: “Daddy, may I ask you a question?”
DAD: “Yeah sure, what is it?”
SON: “Daddy, how much do you make an hour?”
DAD: “That’s none of your business. Why do you ask such a thing?”
SON: “I just want to know. Please tell me, how much do you make an hour?”
DAD: “If you must know, I make $100 an hour.”
SON: “Oh! (With his head down).
SON: “Daddy, may I please borrow $50?”
The father was furious.
DAD: “If the only reason you asked that is so you can borrow some money to buy a silly toy or some other nonsense, then you march yourself straight to your room and go to bed. Think about why you are being so selfish. I work hard everyday for such this childish behavior.”The little boy quietly went to his room and shut the door.
The man sat down and started to get even angrier about the little boy’s questions. How dare he ask such questions only to get some money?
After about an hour or so, the man had calmed down, and started to think:
Maybe there was something he really needed to buy with that $ 50 and he really didn’t ask for money very often. The man went to the door of the little boy’s room and opened the door.

DAD: “Are you asleep, son?”

SON: “No daddy, I’m awake”.
DAD: “I’ve been thinking, maybe I was too hard on you earlier. It’s been a long day and I took out my aggravation on you. Here’s the $50 you asked for.”

The little boy sat straight up, smiling.
SON: “Oh, thank you daddy!”
Then, reaching under his pillow he pulled out some crumpled up bills. The man saw that the boy already had money, started to get angry again. The little boy slowly counted out his money, and then looked up at his father.

DAD: “Why do you want more money if you already have some?”

SON: “Because I didn’t have enough, but now I do.

“Daddy, I have $100 now. Can I buy an hour of your time? Please come home early tomorrow. I would like to have dinner with you.”
The father was crushed. He put his arms around his little son, and he begged for his forgiveness. It’s just a short reminder to all of you working so hard in life. We should not let time slip through our fingers without having spent some time with those who really matter to us, those close to our hearts. Do remember to share that $100 worth of your time with someone you love? If we die tomorrow, the company that we are working for could easily replace us in a matter of days. But the family and friends we leave behind will feel the loss for the rest of their lives. And come to think of it, we pour ourselves more into work than to our family.

Some things are more important.