Tag Archives: retirement

Even Priests Have to Save

April 21, 2014Invest, Plan, Saveardy roberto, Armand bengco, asset allocation, bagong taon, bo sanchez, budget, bulgar, bureau of fire protection, business portal, business trends, Cash loans philippines, chinkee tan, cosmo cash, david pilling, diversification, diversify, easy money, economic conditions, estate planning, even priests have to save, fallacies, financial scams, financial times, fire management tips, fire prevention month, forex, francis kong, Francisco colayco, gnn, grow money, gusto kong yumaman, how much to retire with, how to grow money, How to invest in stock market philippines, international women's month, investment opportunities, investments as tools, Investments philippines, larry gamboa, lenddo, loans, madiba, Make money philippines, mana, march, Mutual funds philippines, nelson mandela, new year 2014, of, Paano kumita ng pera, personal finance, philippine economy, pisobilities, registered financial planner, registered financial planners, retirement, robert kiyosaki, rules of investing, scam info, stock market, think rich pinoy, truly rich club, warren buffetadmin

A blessed “Happy Easter” to all!

Check out this article we have on Good News Pilipinas last April 6:

We received this from Reverend Father JM of a province in Southern Luzon.

“May the Grace and Peace of the Lord be with you! I just want to express to you my joy and appreciation. I have attended the talk given by Mr. Armand Bengco to our clergy for our day of recollection. That talk paved the way for me to discover you and your Foundation. I also bought a set of books you authored. After having read your books I want to tell you that I have learned a lot from you. You have the wisdom to teach people how to improve their lives and you know exactly how to do it in a manner that is enjoyable yet profound. Since I became a priest in 1990 one thing I felt I needed so badly is financial literacy. Now that I’m in my 21st year in the ministry I got the answers I have been longing for from your books. I’m definitely sure you have already helped a lot of our kababayans. I wish you all the health in spirit, soul, mind, and body so that you may continue doing that unique service to our people. You are God’s gift to our nation. Salamat po! Oh, by the way, I’m interested in joining the KSK soon. I wish to meet you personally sooner or later when time allows. Be assured of my prayers!”

Armand Bengco is the Executive Director of Colayco Foundation and he gives very inspiring talks to all groups of people in all walks of life. Note this priest who is already in his 40s to 50s and still learned something new.

There are so many priests like Fr. FM who are in the service of God and who teach all that we need to merit eternal life. This is very important because all of us will pass away and if we believe in life after death, we want to make sure that we attain a good life.

See more at http://www.goodnewspilipinas.co/even-priests-save/

Start the path to financial wellness today! Join the One Wealthy Nation community. For more details, visit www.onewealthynation.com

Constant Vigilance

April 12, 2014Plan, Saveardy roberto, Armand bengco, asset allocation, bagong taon, bo sanchez, budget, bulgar, bureau of fire protection, business portal, business trends, Cash loans philippines, chinkee tan, cosmo cash, david pilling, diversification, diversify, easy money, economic conditions, estate planning, fallacies, financial scams, financial times, fire management tips, fire prevention month, forex, francis kong, Francisco colayco, gnn, grow money, gusto kong yumaman, how much to retire with, how to grow money, How to invest in stock market philippines, international women's month, investment opportunities, investments as tools, Investments philippines, larry gamboa, lenddo, loans, madiba, Make money philippines, mana, march, Mutual funds philippines, nelson mandela, new year 2014, of, Paano kumita ng pera, personal finance, philippine economy, pisobilities, registered financial planner, registered financial planners, retirement, robert kiyosaki, rules of investing, scam info, stock market, think rich pinoy, truly rich club, warren buffetadmin

written by Art Ladaga (based on the experience of Mr. Armand Bengco)

You open your email account, checking every message that you got for the past weeks and months. As you continued browsing, you came across an email from an unknown source. You opened to see what it’s all about. The message says that you won a huge sum amount of money. You couldn’t believe it. YOU’RE AN INSTANT MILLIONAIRE!

But wait. There’s a catch.

Before you receive your “prize,” you need to do something. You’re required to provide personal info and send a certain amount. The sender assures that once they obtained the “necessary requirements,” the money will be sent to your house.

You may have the following questions on your mind: “Is the message true?” “Is the sender a legitimate or real entity?” “How did I end up on their email list?”

What you got is a spam, an irrelevant or absurd email send to a wide variety of people. And the offer being presented to you is none other than a SCAM! Every day, millions of people receive spams containing ridiculous or outrageous messages. Financial scams are one of them. Even if the essence of the message is unthinkable, there are still people who will fall for them hook, line, and sinker!

If you receive an email from an unknown source, here are some important questions to ask to see if it’s a scam:

Do you know the sender?
Did you have dealings with the sender before?
Did you remember participating in this “activity?”
Is it possible for the sender to give you such an amount of money? How/where did it get it?

If you are in doubt with any of the details, IGNORE AND DELETE THE MESSAGE AT ONCE!

Here is a sample spam about getting one’s financial benefits. Observe how this email was immediately identified as a scam:

Constant vigilance is a necessary trait to have, especially in money matters. It can definitely save you from making erroneous and costly decisions!

Mr. Armand Bengco is the Executive Director of Colayco Foundation and the General Manager of KSK-SMP Coop.

Art Ladaga is the current Programs Development Officer of Colayco Foundation for Education.

Smart Summer Shopping

April 4, 2014Plan, Spendardy roberto, Armand bengco, asset allocation, bagong taon, bo sanchez, budget, bulgar, bureau of fire protection, business portal, business trends, Cash loans philippines, chinkee tan, cosmo cash, david pilling, diversification, diversify, easy money, economic conditions, estate planning, fallacies, financial scams, financial times, fire management tips, fire prevention month, forex, francis kong, Francisco colayco, gnn, grow money, gusto kong yumaman, how much to retire with, how to grow money, How to invest in stock market philippines, international women's month, investment opportunities, investments as tools, Investments philippines, larry gamboa, lenddo, loans, madiba, Make money philippines, mana, march, Mutual funds philippines, nelson mandela, new year 2014, of, Paano kumita ng pera, personal finance, philippine economy, pisobilities, registered financial planner, registered financial planners, retirement, robert kiyosaki, rules of investing, scam info, stock market, think rich pinoy, truly rich club, warren buffetadmin

Everyone can’t help but feel the heat during summer. It’s a good thing that there are things around to help you cool off during this hot and sweaty season. Nevertheless, there are still instances that the summer heat can get through one’s financial senses. You may spend beyond your budget, buy something that you cannot really afford, or not using your credit card carefully.

How can you enjoy spending in the summer without succumbing to financial strokes?

Check out our Cosmo Cash tip in Cosmopolitan Magazine’s July 2013 issue! True enough, this tip is not just applicable for the summer. You can also do this throughout ANY SEASON!

cosmo1-1 — July 2013 issue of Cosmopolitan Magazine

cosmo1-2 — Contributed by Guita Gopalan and Arthur Ladaga of Colayco Foundation

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All About Scams

April 3, 2014Planardy roberto, Armand bengco, asset allocation, bagong taon, bo sanchez, budget, bulgar, bureau of fire protection, business portal, business trends, Cash loans philippines, chinkee tan, david pilling, diversification, diversify, easy money, economic conditions, estate planning, fallacies, financial scams, financial times, fire management tips, fire prevention month, forex, francis kong, Francisco colayco, gnn, grow money, gusto kong yumaman, how much to retire with, how to grow money, How to invest in stock market philippines, international women's month, investment opportunities, investments as tools, Investments philippines, larry gamboa, lenddo, loans, madiba, Make money philippines, mana, march, Mutual funds philippines, nelson mandela, new year 2014, of, Paano kumita ng pera, personal finance, philippine economy, pisobilities, registered financial planner, registered financial planners, retirement, robert kiyosaki, rules of investing, scam info, stock market, think rich pinoy, truly rich club, warren buffetadmin

by: Francisco J. Colayco

We received this email from CA of Cavite. “nakareceive po ako ng text message/notice from CCF – Colayco Charity Foundation na naglalaman po na nanalo ang simcard ko worth P550,000.00 last Sunday January 22, 2012 dahil daw po sa may fundraising kayo nationwide activities. galing po sa cell #09277734584 ang pangalan po ng nag text sa akin ay Cheza C. Santos.

Unfortunately nung tumawag siya napaniwala niya ako na nanalo po sa ganyang halaga at pinagprovide niya ako ng 5 smart buddy cell card worth P300.00 at another 4 cell card para daw maprocess ang napanalunan ko. Total of P1,600 ang ipinadala ko. Napagtanto ko na niluluko na ako ng taong ito gamit ang pangalan ng foundation niyo.

Tinanung ko po ung address ng office nila before nung tumawag ang nag scam saakin nasa 29 floor Galleria Corporate Center EDSA corner Ortigas Avenue Quezon City 11100 hotline #02395800.

Hope with this situation, matulongan ninyo ako na mastop ang taong ito na manluluko pa ng iba. kaya ko po sinumbong sa inyo ang nangyari dahil ayaw ko po na meron pang ibang tao na maluko niya.

Want to know our reply? Check out the latest article on Good News Pilipinas now! Click here to go to the article.

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Travel Tips to Beat the Heat

April 1, 2014Plan, Save, Spendardy roberto, Armand bengco, asset allocation, bagong taon, beat the heat, bo sanchez, budget, bulgar, business portal, business trends, Cash loans philippines, chinkee tan, david pilling, diversification, diversify, easy money, economic conditions, estate planning, fallacies, financial times, forex, francis kong, Francisco colayco, gnn, grow money, gusto kong yumaman, how much to retire with, how to grow money, How to invest in stock market philippines, international women's month, investment opportunities, investments as tools, Investments philippines, larry gamboa, lenddo, loans, madiba, Make money philippines, mana, march, Mutual funds philippines, nelson mandela, new year 2014, of, Paano kumita ng pera, personal finance, philippine economy, pisobilities, registered financial planner, registered financial planners, retirement, robert kiyosaki, rules of investing, stock market, summer travel tips, think rich pinoy, truly rich club, warren buffetadmin

We assure you, this is no April Fool’s joke! Summer is up and everyone is excited about it. It’s always nice to just go out of the city and enjoy peace and quiet somewhere. Of course, there are always costs in traveling out. So how can you enjoy the summer traveling without stumbling along financial road blocks?

Mr. Armand Bengco, Executive Director of the Colayco Foundation, shares some travel tips on how to fully enjoy your summer!!!

Post by Francisco Colayco.

Make your summer fun, relaxing, and productive! Start your journey to wealth now. Join One Wealthy Nation today! To know more, visit www.onewealthynation.com for more details.

7 Fire Management Tips

March 25, 2014Plan, Spendardy roberto, Armand bengco, asset allocation, bagong taon, bo sanchez, budget, bulgar, bureau of fire protection, business portal, business trends, Cash loans philippines, chinkee tan, david pilling, diversification, diversify, easy money, economic conditions, estate planning, fallacies, financial times, fire management tips, fire prevention month, forex, francis kong, Francisco colayco, gnn, grow money, gusto kong yumaman, how much to retire with, how to grow money, How to invest in stock market philippines, international women's month, investment opportunities, investments as tools, Investments philippines, larry gamboa, lenddo, loans, madiba, Make money philippines, mana, march, Mutual funds philippines, nelson mandela, new year 2014, of, Paano kumita ng pera, personal finance, philippine economy, pisobilities, registered financial planner, registered financial planners, retirement, robert kiyosaki, rules of investing, stock market, think rich pinoy, truly rich club, warren buffetadmin

March is known as “Fire Prevention Month.” Fire is one of the most financially-crippling situations that one can experience. When a property (ex. house) burns down, it can be difficult to get back up. Around 8,798 cases of fire incidents were noted in 2012, according to the National Statistics Office. The good news is that FIRE CAN BE PREVENTED! With careful planning and preparation, you don’t need to feel a financial burn-out when the heat is on!

Here are 7 Fire Management Tips to remember to prevent fire from happening:

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Simpleng Patakaran sa Pag-iinvest

March 20, 2014Invest, Planardy roberto, Armand bengco, asset allocation, bagong taon, bo sanchez, budget, bulgar, business portal, business trends, Cash loans philippines, chinkee tan, david pilling, diversification, diversify, easy money, economic conditions, estate planning, fallacies, financial times, forex, francis kong, Francisco colayco, gnn, grow money, gusto kong yumaman, how much to retire with, how to grow money, How to invest in stock market philippines, international women's month, investment opportunities, investments as tools, Investments philippines, larry gamboa, lenddo, loans, madiba, Make money philippines, mana, march, Mutual funds philippines, nelson mandela, new year 2014, of, Paano kumita ng pera, personal finance, philippine economy, pisobilities, registered financial planner, registered financial planners, retirement, robert kiyosaki, rules of investing, stock market, think rich pinoy, truly rich club, warren buffetadmin

Upang ipagdiwang ang Marso, Buwan ng Kababaihan, tinatalakay natin kung paano matututo ang mga kababaihan tungkol sa tamang pag-iinvest. Kailangang sundin ang patakaran na “Pay Yourself First”. Sinasabi nito na kailangan nating magtabi ng halaga para sa ating kinabukasan. Pero hindi sapat ang mag-ipon. Napakahalagang matutunan kung paano iinvest at palaguin ang ipon.

Maaaring sabihin na masyadong pinasimple ang mga patakarang ito, pero magandang simula mga ito para sa mga gustong matuto:

a.) kung mas mataas ang tubo, mas mataas rin ang panganib

b.) kung mas matagal ang panahon sa pag-iinvest, mas mababa ang panganib

c.) kung mas mahaba ang panahon ng pag-iinvest, mas mataas ang tubo

Pansinin na napakahalagang magsimulang mag-ipon sa lalong madaling panahon. Habang tumatanda, at nauubusan ka na ng oras, mas mapipilitan kang maghanap ng investments na malaki ang tubo. Sa kasamaang palad, “kapag mas mataas ng tubo, mas mapanganib.” Baka patulan ang mga mapapanganib na investment kahit hindi naman kailangan. At kung may mangyaring hindi maganda sa investment, dahil nga mapanganib iyon, wala nang panahon para bumangon mula sa pagkakadapa.

Gaya ng maraming tao, malamang iisipin mo na ang ang pagtatayo ng negosyo ang solusyon sa mga problema mo. Pero kailangan mong tanggapin ang katotohanang 5-15% lang ng mga negosyante ang nagtatagumpay sa loob ng unang limang taon. Hindi maganda ideya na maging gaya-gaya sa negosyo ng iba.

Magtatagumpay ka lang kung taglay ng negosyo mo ang apat na prinsipyo ng isang matagumpay na negosyo: 1.) nag-uumpaw na interes sa negosyong napili, 2.) sapat at tuluy-tuloy na dami ng tumatangkilik sa negosyo mo, 3.) mahusay at angkop na teknolohiya, at 4.) maasahang pagtatala (accounting). Kung may kulang sa apat na ito, o kaya naman ay hindi buo ang pasya mo na magnegosyo, mas mainam na iba na lang ang gawin mo.

Kung may naipon ka nang pera na hihigit pa sa Php6,000 na hindi mo kailangan bilang emergency fund, maraming mga mahuhusay na mutual funds na pwedeng mong pag-isipan na pasukan. May mga mutual funds na tumatanggap ng Php5,000 bilang pang-unang investment. Pagkatapos nito, pwede kang magdagdag ng Php1,000 sa iyong account. Pwede kang sumulat sa info@colaycofoundation.com para sa mga link ng Mutual Funds.

Posibleng nasasabik ka nang makitang lumalago ang pera mo. Pero teka… huwag magmadaling ipamigay ang mga kinita mo. Laging tandaan na, “Hindi mo maibabahagi ang bagay na wala sa iyo.” Kung ipamimigay mo ang lahat ng kinita mo, wala o kaunti ang matitira sa iyo o kaya naman, wala ka nang maitutulong sa susunod na emergency. Laging mag-ingat. Kailangan mong panatilihin ang iyong ipon at kapital para mas marami kang maibahagi sa kinabuksan.

Bumisita sa www.colaycofoundation.com o tumawag sa 6373731 o 41 para sa mga seminars at karagdagang impormasyon.

Ang Housewife na Walang Pera

March 17, 2014Plan, Spendardy roberto, Armand bengco, asset allocation, bagong taon, bo sanchez, budget, bulgar, business portal, business trends, Cash loans philippines, chinkee tan, david pilling, diversification, diversify, easy money, economic conditions, estate planning, fallacies, financial times, forex, francis kong, Francisco colayco, gnn, grow money, gusto kong yumaman, how much to retire with, how to grow money, How to invest in stock market philippines, international women's month, investment opportunities, investments as tools, Investments philippines, larry gamboa, lenddo, loans, madiba, Make money philippines, mana, march, Mutual funds philippines, nelson mandela, new year 2014, of, Paano kumita ng pera, personal finance, philippine economy, pisobilities, registered financial planner, registered financial planners, retirement, robert kiyosaki, stock market, think rich pinoy, truly rich club, warren buffetadmin

by: Francisco J. Colayco

unang lumabas sa Bulgar noong Marso 09, 2013

Posibleng iniisip mong wala kang kita kasi hindi ka nagtratrabaho. Hindi naman kailangang ganyan ka mag-isip. Kung may allowance kang tinatanggap o kaya’y ikaw ang humahawak ng budget ng bahay, pwede mo iyong ikonsidera bilang kita mo! Humanap ka ng paraan para 80% lang ang magamit para sa pangangailangan ng pamilya. Pwedeng sa iyo na ang 20% na maitatabi mo. Mas mabuti kung higit sa 20% ang maiipon mo. Kung nag-iipon ka at nag-iinvest gamit ang formula na ito, pwede mo nang isama sa 80% na budget ang mga regalo at tulong mo sa mga mahal sa buhay. O kaya naman, pwede ka ring kumuha ng sideline na makakapagbigay sa iyo ng karagdagang kita.

Kung sinusunod mo ang mga payo sa itaas, maaari ka nang maging masaya at kampante, hindi ba? MALI, HINDI PA!

Hindi pa iyon nagtatapos doon. Kailangan mong i-invest ang ipon mo sa isang uri ng investment na tutubo nang higit sa pagtaas ng mga presyo ng bilihin. Tandaan na kaakibat ng buhay natin ang pagtaas ng mga presyo kaya naman tiyak na lalong kakaunti ang mabibili ng pera natin sa mga darating na taon. Kung itinago mo ang ipon mo sa baul, aparador, unan, o sa isang savings account, tiyak na mas maliit na ang halaga ng pera mo sa kinabukasan. Pagdating ng panahong hindi ka na kumikita, at kulang pala ang ipon mo, magdudusa ka dahil wala kang sapat na kakayahang panindigan ang piniling pamumuhay. Ibig sabihin lang nito, kailangan mong matuto kung paano i-invest nang tama ang ipon.

May dalawang uri ng investment: pagpapahiram (lending) at pagmamay-ari (ownership).

Isang halimbawa ng pagpapahiram ang pagdedeposito sa bangko. Kung tutuusin, pinapautang mo sa bangko ang perang dinideposito mo sa savings account at time deposit account. Dahil ginagamit ng bangko ang pera mo, binabayaran ka nila ng “interes”. Ito ang natatanggap mo mula sa bangko hangga’t hawak pa nila ang pera mo. Ginagarantisa ng bangko ang pagbabayad ng interes at ang prinsipal na halaga ng deposito mo. Dahil sa garantiya na ito, mababa lang ang interes na binabayad nila sa iyo, tutal maliit lang ang panganib na mawala ang pera ng depositor.

Sa kabilang banda, ang pag-iinvest sa pagmamay-ari ay ang pagbili ng mga assets (stocks, mga ari-arian, at iba pa) na inaasahang magdudulot nang kita. Inaasahan ring tataas ang halaga ng mga ito sa pagdaan ng panahon kaya naman lalong lalaki ang tutubuin ng investor. Kapag nag-invest sa mga pag-aari, mapapasa-kamay ang kita o lugi kapag binenta mo na ang mga pag-aari na iyon.

Karaniwang mas mainam ang mga investments sa pag-aari para makamit ang mga pinansiyal na layunin sa mahabang panahon. Ito dapat ang layunin mo para sa iyong pagreretiro. Pero kailangang pag-aralan mabuti at malaki rin ang risko.

Magpasyal sa www.colaycofoundation.com para sa karagdagang impormasyon. O tumawag sa 6373731 o 41

Ang Sakripisyo ng Kababaihan

March 14, 2014Plan, Saveardy roberto, Armand bengco, asset allocation, bagong taon, bo sanchez, budget, bulgar, business portal, business trends, Cash loans philippines, chinkee tan, david pilling, diversification, diversify, easy money, economic conditions, estate planning, fallacies, financial times, forex, francis kong, Francisco colayco, gnn, grow money, gusto kong yumaman, how much to retire with, how to grow money, How to invest in stock market philippines, international women's month, investment opportunities, investments as tools, Investments philippines, larry gamboa, lenddo, loans, madiba, Make money philippines, mana, march, Mutual funds philippines, nelson mandela, new year 2014, of, Paano kumita ng pera, personal finance, philippine economy, pisobilities, registered financial planner, registered financial planners, retirement, robert kiyosaki, stock market, think rich pinoy, truly rich club, warren buffetadmin

ni: Francisco J. Colayco

unang lumabas sa Bulgar noong Marso 7, 2013

Natural sa mga kababaihan na mag-aruga na gaya ng isang ina sa kaniyang anak, pati na rin sa mga taong sa tingin niya’y nangangailangan ng suporta niya. Natutunan ng mga kababaihan ang ganitong ugali noong maliit pa lang siya, simula nang maglaro siya ng manika, at mag-alaga ng mga hayop.

Habang lumalaki siya, natututunan niyang kailangan pala ng pera para makuha ang mga kagustuhan niya sa mundo. Tinuruan siya ng kaniyang magulang tungkol sa kahalagahan ng pagsisikap, pagtitipid at pag-iipon. Pero, ayon sa aming karanasan, hindi ganoon kalalim ang itinuturo ng mga magulang dahil kalimitan, sila mismo ay hindi marunong mag-ipon at magpalago ng pera. Paano ngayon matututo ang bata? Sa kasamaang palad, hindi rin tinuturo sa paaralan kahit ang mga basikong patakaran ng mahusay na paghawak ng personal na pera.

Maraming mga bata ang may ideya tungkol sa pag-iipon, pero karaniwang nag-iipon lang sila para bumili ng isang bagay na gustung-gusto nila. Bilang mga estudyante, marami silang gustong bilhin pero kulang ang allowance at mga regalo na tinatanggap nila. Kaya naman, pagkatapos ng graduation at kumikita na sila, sabik silang gastusin ang kanilang mga ipon para sa mga bagay na matagal na nilang gusto. Ang masama pa niyan, natututo silang gumamit ng credit card at nakakalimutan nila agad na kailangan pa rin nilang bayaran nang buo ang credit card bill.

Sino ang tumutulong sa kanila? Karaniwang ang nanay ang tumutulong kung may mahanap siyang paraan. Siya ang “tagapagprotekta”, hindi ba? Kadalasan, siya ang gumagastos para lang makatulong. Nagagamit niya nang wala sa oras ang ipon na para talaga sana sa sarili niya at sa kaniyang pagreretiro.

Ngayong Buwan ng Kababaihan, gusto kong bigyan pansin na nangyayari ang ganoong sitwasyon sa mga kababaihan na sumusubaybay sa amin. Halimbawa, nahihilig kang bumili ng magarang laruan para sa anak o apo kahit na hindi iyon pasok sa budget. Napakarami pang ibang halimbawa. Kadalasan, nagsasakripisyo ka para sa iyong mga mahal sa buhay. Sa maraming beses, wala sa lugar ang pagsasakripisyo, lalo na kung naiisangtabi ang paghahanda mo sa pagreretiro. Baka iniisip mong may mag-aalaga sa iyo kapag tumatanda ka na. Hindi mo ba naisip na baka maunang yumao kaysa sa iyo ang asawa at/o mga anak mo? O baka naman wala silang kakayahang alagaan ka sa iyong pagtanda kahit na gustuhin man nila.

Napakahalagang tandaan at isagawa ang Pinakaunang “Utos” na ipinapayo ko sa mga handang makinig. Ang Unang Utos ay: “Bayaran mo muna ang sarili.” Ibig sabihin nito, susundin mo ang formula na: “Kita – Ipon = Gastos.” Gumawa ka ng budget, pero ibawas at itabi mo na agad ang 20% bilang Ipon, at gastusin lamang kung ano ang matitira.

Sumali sa aming mga seminar sa www.colaycofoundation.com. O tumawag sa 6373731 o 41

Benefits of Borrowing Money

March 12, 2014Gallery, Loan, Planardy roberto, Armand bengco, ash wednesday, asset allocation, bagong taon, benefits of borrowing, bo sanchez, borrowing, budget, bulgar, business portal, business trends, Cash loans philippines, chinkee tan, david pilling, decisiveness, determination, discipline, diversification, diversify, easy money, economic conditions, estate planning, fallacies, fast, feast, financial times, forex, Francisco colayco, gnn, grow money, gusto kong yumaman, how much to retire with, how to grow money, How to invest in stock market philippines, investment opportunities, investments as tools, Investments philippines, larry gamboa, lenddo, loans, madiba, Make money philippines, mana, Mutual funds philippines, nelson mandela, new year 2014, of, Paano kumita ng pera, personal finance, philippine economy, pisobilities, registered financial planner, registered financial planners, retirement, stock market, think rich pinoy, truly rich club, warren buffetadmin

Check out this guesting we had at Home Page.Mr. Armand Bengco, the Executive Director of Colayco Foundation, debunks the myths about debt, and enlightens the public on the benefits of debt.

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