CF Wrote: Can you teach me what to do with the money worth P200, 000.00 that my husband had left me. How can I grow this money so that I can continue to provide for my children who are still dependent on me. We live in the province.

I have four children. My eldest is already a nurse but is still jobless. The other three are still studying in college. The tuition fee of my children each year used to cost up to P108, 000.00 per year but, by next school year it would decrease to just P76, 000.00 because one of my children would be enrolled under TESDA. Their expenses, including their food and fare would cost up to P6,420.00 monthly. The other monthly expenses are the electricity bill P2,500.00, our water bill is about P400.00, the cable internet would P800.00 and the budget for the food would be P9,000.00 monthly.

I have no job and I only depend on my SSS pension worth of P7, 677.00. I am afraid that the money that I have kept would eventually run out because of our daily expenses.

I am thinking of building a small store here in our place but, we are inside a subdivision and not on the main road. There are already a lot of sari-sari stores here in our place. I also wanted to study how to bake so that I could sell pandesal every morning. I don’t know what to do first.

I hope you could advice me

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CF Wrote: Can you teach me what to do with the money worth P200, 000.00 that my husband had left me. How can I grow this money so that I can continue to provide for my children who are still dependent on me. We live in the province.

I have four children. My eldest is already a nurse but is still jobless. The other three are still studying in college. The tuition fee of my children each year used to cost up to P108, 000.00 per year but, by next school year it would decrease to just P76, 000.00 because one of my children would be enrolled under TESDA. Their expenses, including their food and fare would cost up to P6,420.00 monthly. The other monthly expenses are the electricity bill P2,500.00, our water bill is about P400.00, the cable internet would P800.00 and the budget for the food would be P9,000.00 monthly.

I have no job and I only depend on my SSS pension worth of P7, 677.00. I am afraid that the money that I have kept would eventually run out because of our daily expenses.

I am thinking of building a small store here in our place but, we are inside a subdivision and not on the main road. There are already a lot of sari-sari stores here in our place. I also wanted to study how to bake so that I could sell pandesal every morning. I don’t know what to do first.

I hope you could advice me

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