I am RG, a fresh grad and still searching for a job. I have read 2 of your books (Wealth and Money). I am inspired to achieve financial independence the time I could no longer work.

Today, I have save money from my allowance when I was still studying. I have saved my money on savings deposit alone on one bank. My father is a salesman and my mother is a housewife. My family’s source of income is dependent on my father’s boss. I have two siblings and I am the eldest. My younger brother is a college student who is on his 2nd year while my youngest sister is a 5th grade school student. We have our own house in. The problem is that every time it will rain, our place experiences floods that will really get into our house. The tendency is that we will carry our things at the 2nd floor of our house. That is why one of my goals in five years is to buy my family a new home that will not be flooding anytime it will rain.

I wanted to ask if I m making the right decision to put a portion of my savings deposit to mutual funds and government bonds?

Another is that my boyfriend and I are saving money for our future use. Actually for our future anniversary celebrations although after reading your books I come to realize that it will be better if I will invest it. I ask him if it will be alright, and fortunately, he agreed. So, I would like to ask where can I invest it on one account where the two of us is the investor?

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